Lovys

The first insurance you'll love.
100% digital. No paperwork.

From €3.99 / month
Smiling man on his phone, sitting on an orange sofa in the living room
4.0 / 5
stars on Google
50,000+
policyholders
45+
trusted partners

Love it. Enjoy it. Live it. We take care of the rest.

Meet Lovys

We work with the most solid partners on the market, so your protection always stands on firm ground.

50,000+
policyholders trust Lovys
Rated 4 out of 5 stars.

Google
Google reviews
Google reviews
4.0 | 3,083
reviews
A quick and easy way to get insured. The app is perfect for managing not only the cover I need, but also any claims I might have.
Gonçalo
Lovys client
Amazing experience. Super intuitive and easy to get insured. When I needed it, I settled my claim on the website and the refund was really fast!
Carlota
Lovys client
Great service and app. The refund was much faster than I was used to with my previous insurer.
Ricardo
Lovys client
Very easy to use. It completely changed the way I see insurance. It used to be a nightmare... Thank you Lovys!
Francisco
Lovys client
Very good service and easy to sign up.
Rui
Lovys client
I recommend it. Good price, fully online and quick to access.
Ana
Lovys client
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Lovys in the press

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Why Lovys?

The most
solid partners
We design all our products ourselves, and some of Europe's best insurers back them.
All by
the book
Lovys is registered with ORIAS under no. 18001949 and authorised by the ASF (reporting no. 922040615) to operate in Life and Non-Life insurance.
No-fee
policy
Our clients can cancel their contract at any time (fewer than 2% do).
100% digital,
0% paperwork
Sign up, cancel, make a claim... it all happens online in a few clicks.
Fair prices,
no surprises
Pay only for what you need, in one monthly payment. No fees, cancel anytime.
Change, cancel,
add
Adjust your cover whenever you like, in the app or your client space.

5 questions you might be asking yourself

See all questions
What is Lovys?

Lovys is the first insurtech you'll love. We replaced old-fashioned contracts with a flexible, 100% digital monthly payment with no commitment. The Lovys perks:

  • 100% online and mobile: click, choose, sign up. Getting covered has never been easier.
  • No commitment: no more yearly contracts. Cancel whenever you want.
  • Your own space: check your cover and guarantees at any time. Efficient handling: we approve most claims right away.

A question? Write to us at support@lovys.com.

How is Lovys different from a traditional insurer?

Simpler, more transparent and more flexible insurance! With Lovys:

  • Say goodbye to paperwork: everything happens online. Sign up, adjust or cancel in a few clicks.
  • Fit your cover to your needs: our fully flexible platform lets you tailor your insurance with options that suit your life.
  • Pay for everything in one monthly payment, with no commitment: a clear view of your insurance that updates every time you add a policy to your profile.

Save time and join Lovys today! We take care of you.

One monthly payment: how does it work?

Lovys lets you bring the insurance for all your belongings together in a single monthly payment. For example, if you insure your phone, you're charged once a month on the anniversary date of your first subscription (if you signed up on 10 January, you're charged on the 10th of every month).

If you add a new policy with Lovys (on the 14th of the month, for example), your first monthly payment is calculated pro rata. That way, your Lovys monthly payment is still charged on the 10th.

In short: Lovys is the first insurance you can actually keep track of.

How do I sign up for Lovys insurance?

Sign up in 2 minutes. Just follow these 6 steps:

1. Go to lovys.com

2. Click on Smartphone insurance.

3. Tailor your cover to your needs (not your neighbour's).

4. Pay your first monthly payment by bank card.

5. Sign your contract online (you're only charged once you've signed).

6. Check your inbox or your Lovys client space for all your documents.

And then… welcome to Lovys.

When and where can I find my invoices?

We know you don't have time to waste on paperwork. As soon as you've paid and signed your contract, we email you your documents. Your certificates, contract and invoices are also available in your client space. Remember to check your spam folder.

Smiling Lovys assistant wearing a headset

Need help?

Our team is here to help.
Write to us
We reply as fast as we can, during business hours.
Client space
Manage your policies, report a claim and find your documents.