We underline{care}, so you don't have to

We care, so you don't have to

The smartphone insurance that will never leave you in the dark. Protect the extension of your arm, from €4.99/month.

Forget all your preconceptions about insurance

The days of old-fashioned insurance are over. Welcome to the Lovys era: your 100% online protection, customisable and without commitment. It's 100% you.

Protection in your image

Because you are unique, so are our insurance plans. Add or remove as much cover as you want, depending on your needs: you're the boss!

Protection in your image

At the best price

In addition to giving you more freedom, our 100% digital offer will ease your wallet: we offer the fairest prices on the market (no less than that)

At the best price

No hassle

Protect yourself and your loved ones in 2 minutes. No paperwork, no blah blah, no commitment. It's this simple to get insurance in the 21st century.

No hassle

Why take out our home insurance?

Monthly subscripction

Once you have chosen your home insurance plan, you will have additional coverages available to add. You will be able to modify what you need, and pay each month only for what you really need.

With no additional fees

You never understood what management positions are? Neither did we. The final price is the final price. We are an affordable (and reliable) home insurance.

With no problems

Are you looking for a home insurance policy that makes your life easier? Lovys has created it for you. Everything is done in a few clicks (from underwriting to covering your losses).

Love. underline{Enjoy.} Live.

Love. Enjoy. Live.

We take care of the rest.

Why Lovys insurance and not another?

Why Lovys insurance and not another?

Flexible and affordable online insurance? It's the least we could do. We have raised the bar (even) higher for you.

Digital yes, but human above all

No more automated customer service! At Lovys, our customer service is resolutely human and empathetic: we listen to you, advise you and support you by email, chatbot and telephone.

(Super) Strong partnerships

Each of our products relies on the strongest partners in the insurance market to reliably (re)insure you.

Your freedom is our priority

The icing on the cake: we offer you the first all-in-one monthly subscription... with no commitment! Insure what you want, when you want, and cancel when you want.

45.000 clients Lovys

 *  *  *  *
4.2 stars on TrustPilot. Thousands in our eyes.

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Les Echos

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BFM BUSINESS

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LA TRIBUNE

I recommend. Good price, completely online and fast access.

Ana Castro
Ana Castro

Very easy to use. Completely changed the way I look at insurance. It used to be a nightmare.... Thanks Lovys!

Francisco Resquilha
Francisco Resquilha

Great service and app. Reimbursement much faster than I was used to with my previous insurance company.

Ricardo Moreira
Ricardo Moreira

Amazing experience. Super intuitive and easy to get insurance. When I needed it I settled my claim on the site and the reimbursement was very fast!

Carlota Henriques
Carlota Henriques

Quick and easy way to get insurance. The app is perfect for managing not only the protections I need, but also any claims I may have.

Gonçalo Cordeiro
Gonçalo Cordeiro

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JD
Jon Doe

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BM
Bob Marley

5 things you might be wondering

How to subscribe to Lovys?

Lovys makes your life easier. Whatever insurance you want to buy, it won't take you more than two minutes. All you have to do is follow these 6 steps:




    • Click on the insurance you want (home, car, smartphone, pet)







    • Customise your cover to suit your needs







    • Use your bank card to pay your first monthly instalment







    • Sign your contract online (your account is only debited once the document is signed)







    • Go to your mailbox or your personal Lovys space to see all your documents.




That's it, welcome to Lovys 😊

What is the difference between Lovys and a traditional insurer?

With Lovys, you can:

  • Say goodbye to administrative headaches: everything is done online, no paperwork! You can subscribe, modify or cancel in just a few clicks.

  • Tailor your protection to your needs: with our 100% flexible platform, customise your insurance by adding the options that suit your lifestyle.

  • Pay only one monthly instalment with no commitment: you finally can have a clear view of your insurance budget thanks to a single monthly instalment, which adjusts each time you add insurance to your profile.


Save time, register on Lovys today! We take care of the rest.

All-in-one insurance and one monthly payment: how does it work?

Lovys allows you to insure all your property through a single monthly payment. 

If you add a new insurance policy on Lovys (for example, on the 14th of the month), you pay the first monthly instalment on a pro rata basis (in this case, for 21 days of insurance) so that your overall Lovys monthly instalment continues to be debited on the 10th of the month.In short, say goodbye to annual prepayments: you will finally be able to easily control your "insurance" budget. And not a moment too soon!

What if I want to cancel my Lovys subscription?


There is no commitment! At Lovys, you pay monthly and you can cancel whenever you want. You're free as a bird.

For compulsory insurance, you are also free to leave when you provide the necessary documents. Of course, we will reimburse you the excess amount paid (provided that no claim has been made).