A Home Insurance policy designed to suit you.
Owner or Tenant? No matter which one you feel identified with, this is the home insurance for you. Monthly, simple and customised. From 4,99€/monthly
Protect monthly everything that matters most to you
At Lovys we have designed what we believe is the best home insurance: simple, easy to understand, accessible and 100% customised. Insuring your home doesn’t have to be stressful anymore.
A Home Insurance customised to your needs
Customise your home insurance policy. Choose between the Basic, Medium, or Full plan and only add the coverages you need. Why paying for something you don't need? The price of your home insurance is important.
Simple, transparent, trustworthy
Lovys is the home insurance you have always deserved.
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100% digital and effective
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Easy to contract and (to cancel)
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Backed by solid Spanish underwritters
You can count on our support
Whether by email support@lovys.com, telephone 919 03 07 87, or chat: we are always available to answer your questions (whatever they may be).
The best coverage to insure your home.
Civil liability
If someone is injured in your home or if you cause damage to a third party, Lovys will pay compensation, legal costs, and other related expenses.
Water damage
Forgot to turn off a tap? Do you have a blockage in one of your pipes? Did your washing machine overflow? Don't worry, Lovys home insurance covers such common mishaps.
Breakages
Anticipating to the downsides seems (to us) to be a good move. If you think similar, this coverage is your best bet. It covers the repair of your household goods that have been damaged by any accidental breakage.
Theft damage
We cannot avoid an unpleasant situation like this, but we can alleviate its consequences. And because better safe than sorry, we will also reimburse you for the cost of replacing the lock of your home.
Fire and weather damage
In addition to fire, we cover explosion, lightning, and smoke damage. For example, if an explosion occurs and your boiler is affected, this coverage allows you to repair or replace it. It also protects against possible atmospheric eventualities that may happen to your home or the property inside.
And there is much more!
We don’t want to be just empty words when we say that our home insurance is the insurance that adapts to you and not the other way around.
We have the plan you need. Check it out!
Basic
If minimalism is your thing (but you like to be protected). From 4,99€/mes
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Water damage
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Fire damage
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Weather damage
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Civil liability
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24/7 Basic Assistance Pack
Medium
If you think that the middle ground is always the answer, this is your plan. From 5,50€/monthly
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Coverage included in Basic Plan
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Robbery
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Aesthetic damages
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Civil liability
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24/7 Basic Assistance Pack
Complete
If you don't want to leave anything to chance. From 6,99€/monthly
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Coverage included in Medium Plan
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Extent of basic and climatic damage
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Civil liability
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24/7 Basic Assistance Pack
Do you have any questions? Find answers
If you own a home and are looking for the best home insurance to protect it, but you have doubts when it comes to making a decision: you have come to the right place. Here you can find the answers to all the frequently asked questions about our home insurance.
Is Lovys a reliable company to insure my home?
Do you want to know more about us? We'd love to answer your questions. Contact us at support@lovys.com or if you prefer, you can contact us by phone at 919 03 07 87
How can I get a home insurance quote with Lovys?
If you decide that Lovys is for you, once you take out your contract and your policy is activated, you will be able to consult your documentation whenever you wish in your personal area from the website.
How can I pay for my Lovys home insurance?
At Lovys we believe your freedom as a customer is the most important thing, that's why our home insurance is paid monthly.
In home insurance, what is an excess, and on what basis should I choose it?
Without excess: you pay nothing out of your pocket in the event of an accident.
With excess: you pay the amount stipulated in your policy
How can I notice a loss?
-A detailed statement of the losses (how it happened, date, time, place, and cause of the loss)
-Damage photos (Photos of the entire scene and close-up and clear photos of the loss)
-Contact information of the people involved (yours, your neighbours', etc.)
-An estimate or quote for the repairs that need to be carried out
What is the difference between the 3 plans in our home insurance (Basic, Medium, Full Plan)?
The Basic Assistance Pack is included in all 3 plans at no additional cost.
- Basic: Civil Liability, Water Damage, Fire Damage, Weather Damage, and Basic Assistance Pack.
- Medium: the coverages of the Basic plan plus Damages due to theft, breakage, aesthetic Damages, and Damages caused by electricity.
- Complete: the coverages included in the Medium Plan plus Fire Extinction, Replacement of documents, Expenses due to inoccupation, Removals and Storage, Loss of rentals due to temporary inoccupation, and Vandalism (Extension of basic and climatic damage).
In the 3 plans, you will be able to customise the value of your home insurance policy in contents and excess and also, add the extra cover of Civil Liability for pets.
How can I choose the best home insurance for me?
This would be the main thing. At Lovys, all our home insurance policies can be customised to suit your needs and lifestyle. You can extend coverage at any time.
I don't understand the terms used in home insurance, what do they mean?
Is there any information that remains unclear? Contact us at support@lovys.com or if you prefer, you can contact us by phone at 919 03 07 87
What can I do if my house is squatted?
From our experience, we suggest that if you are thinking of renting your home first take a look at our Rent Guarantee Insurance and see all the problems you can save yourself by taking it out.
Why should I insure my home?
Thanks to coverages such as theft and electrical damage, you can obtain total protection for this type of goods.