Finally, pet insurance that's the cat's whiskers! Flexible plans with no excess.

You can insure your dog or cat, whatever its breed.

To be insured, your pet must meet the following conditions:
• Be over 2 months old
• Be under 8 years old for a dog or under 7 years old for a cat
• Be identified by tattoo or microchip

Once your pet is insured, it stays covered throughout its (long) life.

Each Lovys contract insures a single pet. If you have several dogs and/or cats, you need to set up one contract per pet, each with its own plan and its own cover.

After you sign up, a waiting period applies before certain costs are covered: 48 hours for accidents, 45 days for illness (reduced to 15 days if you provide a certificate of good health), 3 months for illness-related surgery (1 month with a certificate) and 6 months for certain specific surgeries (3 months with a certificate). The prevention option has no waiting period.

Once you have submitted your complete claim from your client space in a few clicks, your reimbursement is processed within 72 hours.

Your costs are reimbursed according to the rate and annual ceiling of your plan (70%, 80% or 100%, up to €1,200, €1,500 or €2,500 per year). Some treatments or costs may be excluded or subject to specific conditions set out in your general terms and conditions.