Your smartphone goes everywhere with you and holds a good part of your life. With Lovys smartphone insurance, protect it against breakage, theft and water damage, according to the cover in your contract. Peace of mind if anything goes wrong!
Good news: Lovys insures every smartphone brand! However, your phone must be less than 3 years old and have a purchase price of €2,500 or less. The price of your insurance depends in particular on your device's brand and model.
Make your claim and wait for our team to approve it. If your smartphone can be repaired, our partner takes care of it and Lovys covers the shipping. If it can't be repaired, particularly in the case of covered theft, we send you a replacement phone. Either way, you only pay the excess set out in your contract: no repair or replacement costs to pay upfront.
Whether it's snatched or stolen in a break-in, quickly receive a replacement smartphone if your phone is stolen.
Theft accounts for 20% of claims made with Lovys.
Smartphones of every brand can be insured.
To be eligible, your phone must:
• Be less than 3 years old
• Have a purchase price of €2,500 or less
• Be in good working order when you sign up
• Your phone's brand and model affect the monthly price
The price of your insurance then varies by brand and model, depending on the cost of repair or replacement.
iPhone insurance
Eligible subject to the criteria above; the price depends on the model and its value (e.g. iPhone 13: €13.99/month).
Online quote in under 5 minutes.
Samsung insurance
Eligible subject to the criteria above; the price depends on the model and its value (e.g. Galaxy S21+: €13.99/month).
Online quote in under 5 minutes.
Nokia insurance
Eligible subject to the criteria above; the price depends on the model and its value (e.g. Nokia 9 PureView: €5.99/month).
Online quote in under 5 minutes.
Huawei insurance
Eligible subject to the criteria above; the price depends on the model and its value (e.g. P40 Pro+: €10.99/month).
Online quote in under 5 minutes.
As a legal guardian, you can take out smartphone insurance for your minor child. However, you cannot take it out for another person: the contract must be in the name of the phone's owner and user.
Activation takes 3 steps in the app: enter your phone's IMEI number, complete a screen touch test, then film both sides of the device to confirm its overall condition.
There is no cover ceiling: you are reimbursed whatever the cost of repairs. An excess of €50 to €90 applies depending on the insured model.
You make your claim directly from the app or your client space. For theft: a police report, proof that the SIM card has been blocked, the purchase invoice and ID must be provided within 3 days. For breakage: a video of the device is required. For water damage: you have 5 days to make your claim.
