Lovys

Discover the best protection for your e-scooter, electric unicycle or hoverboard.

From €2.90/month
Father and child riding scooters along a tree-lined path, illustrating Lovys new mobility insurance
More than 50,000
policyholders trust Lovys
Google logo
Google reviews
Rated 4 out of 5 stars
4.0 | 3,083
reviews

Why insure your new mobility vehicle with Lovys & Ulygo

Third-party liability
You're covered if you cause bodily injury or property damage to a third party.
Ride protected
Optional theft and accidental damage cover, so you can ride with peace of mind.
Simple & 100% digital
Immediate cover. No paperwork. No waiting. Everything is done online.
3D icon of an e-scooter, illustrating Lovys new mobility insurance
Lovys & Ulygo partnership

We cover all types of new mobility vehicles

E-scooters (standard models)
Ultralight mini e-scooters
Hoverboards
Electric unicycles
Segways and self-balancing vehicles
3D icon of an e-scooter, illustrating Lovys new mobility insurance

The essential cover in your new mobility insurance

Third-party liability (compulsory)
Covers bodily injury and property damage caused to third parties. Compensation and legal costs covered.
Personal accident cover
Covers serious injury, disability or death in the event of an accident while riding (helmet must be worn). Compensation of up to €50,000.
Legal protection
Defends your interests in the event of a dispute, prosecution or proceedings related to riding on the road.

Optional cover

Boost your protection with optional cover, for even greater peace of mind.
See more
Damage & theft

Protect your e-scooter against property damage and, in the event of theft involving assault or physical violence, receive compensation in line with the cover and terms of your policy. Damage and theft are covered according to the options you have chosen.

Ride free. We'll take care of the rest.

Daily commutes or weekend getaways: you're covered.

Still have questions?

See all FAQs
Is insurance for an e-scooter, electric unicycle or hoverboard compulsory in France?

Yes. These vehicles are classed as motorised land vehicles (VTM). You must therefore take out third-party liability insurance to cover any damage you may cause to others. Riding without insurance can lead to a fine of up to €3,750 and confiscation of your vehicle.

What does Lovys x Ulygo new mobility insurance cover?

It includes third-party liability (compulsory), personal accident cover for your injuries, legal protection in the event of a dispute or offence, plus optional theft and property damage cover.

Are all e-scooters, electric unicycles and hoverboards covered?

Yes. Our policy covers e-scooters (standard and ultralight), hoverboards, electric unicycles and Segways, whether new or second-hand, provided they comply with current standards and are in good working order.

Is assistance included in the policy?

The Lovys x Ulygo policy covers third-party liability, personal accident, legal protection and, as an option, theft & damage. It does not currently include an assistance/breakdown service.

How quickly is my new mobility vehicle insured?

You can take out cover 100% online in just a few minutes. Your certificate of insurance is available immediately in your client space once payment has been made.

How do I report a claim?

You can report a claim directly on the Ulygo website, in the "Report a claim" section, or from your personal area. You have 5 days to let us know.

In the event of theft, file a report with the police within 24 hours, then send the supporting document to Ulygo within 2 working days.

You can upload all your supporting documents directly online.

Smiling adviser wearing a headset, illustrating Lovys customer support

Need help?

Our team is here to help.
Write to us
We reply in under 30 minutes on average during opening hours.
chat icon
Talk to an expert
Real-time answers from a member of our team.
Client space
Manage your policies, report a claim, access your documents and much more.