Lovys

Home insurance

Feel at home, in the snap of a finger.
From €3.99/month
Lovys

Car insurance

Drive on without getting taken for a ride. Choose car insurance
From €9/month
Lovys

Health insurance

Protect what matters most: your health, with our top-up health insurance
From €8.90/month
Lovys

Dog & cat insurance

Finally, insurance that's the cat's whiskers! Look after your pet's health
From €9/month
Cyclist on a mountain road, illustrating Lovys mobility insurance
Eco-mobility insurance
Lovys
Hand dropping a coin into a piggy bank, illustrating Lovys life insurance
Life insurance
Lovys
Smiling man on the phone, illustrating Lovys smartphone insurance
Smartphone insurance
Lovys
Woman holding house keys, illustrating Lovys rent guarantee insurance
Rent guarantee insurance
Lovys
Couple carrying moving boxes, illustrating Lovys mortgage insurance
Mortgage insurance
Lovys
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4.0 / 5
stars on Google
+ 50,000
policyholders
+45
trusted partners

Life is simpler when your insurance and your everyday life finally speak the same language.

Discover insurance the Lovys way

Because your trust has to be earned, we rely on the strongest insurance partners on the market.

+ 50,000
policyholders trust Lovys
Rated 4 out of 5 stars.

Google
Google reviews
Note : 4,5 sur 5
4.0 | 3,083
reviews
I renewed a policy without hesitation. I've always found them responsive, even when cancelling my old policy, which was done quickly and easily.
Cliente Lovys souriante au bord de la mer
Fanny
April 2025
Very smooth payments and reimbursements! They always listen and give good advice for the best possible cover (by email or phone).
Cliente Lovys souriante en plein air
Véronique
March 2025
I've had home insurance for over 2 years. I had a broken window and they were very responsive, as was the loss adjuster they sent!
Catherine
May 2025
Very easy sign-up, attractive prices and super-efficient chat support.
Cliente Lovys souriante chez elle
Virginie
February 2025
Easy to take out a policy, simple to use and, above all, exceptional value for the cover. I recommend it!
Client Lovys souriant en plein air
Jean-Luc
August 2025
Efficient, with clear explanations of the policies. Requests handled quickly and competitive prices.
Cliente Lovys souriante en ville
Géraldine
August 2025
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Lovys in the press

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Why Lovys insurance and not another?

Bring together
your insurance
All your insurance with Lovys: simple, clear and finally in one place. Less hassle, more peace of mind.
100% digital,
0% paperwork
From signing up to making a claim, everything happens online: no calls, no paper forms, no waiting. Lovys fits in your pocket, not in a filing cabinet.
Transparent prices,
always fair
You only pay for what you need: nothing hidden, no surprises. And you can cancel at any time without penalty.
Flexible plans,
for real life
Add, pause or change your cover whenever you like. No endless commitment: your protection evolves with your life.
Fast & human
support
At Lovys, customer service is human and attentive:
by email, chat or phone.
We answer your calls in
1 min 30 s on average.
Rewards
you can enjoy
Stay protected and enjoy cashback or discounts on your next plan. Because good insurance should pay you back too.

Need a clearer picture?

See all our Q&As
What is the difference between Lovys and a traditional insurer?

With Lovys, you can:

  • Say goodbye to paperwork: everything is done online. Take out, adjust or cancel your cover in just a few clicks.
  • Tailor your protection to your needs: thanks to our 100% flexible platform, customise your insurance by adding the options that fit your life.
  • Pay just one monthly instalment: a clear view of your insurance budget, which adjusts with every new protection added to your profile.

Save time and take out your Lovys insurance today. We'll take care of the rest.

All-in-one insurance with a single monthly payment: how does it work?

Lovys lets you insure all your belongings with a single monthly payment. For example, if you decide to insure your home, your phone and your car for a total of €86/month, we will debit your account once a month on the monthly anniversary of your first subscription (if you signed up on 10 January, the payment will be taken on the 10th of every month).

If you add a new insurance policy on Lovys (e.g. on the 14th of the month), you pay the first full monthly instalment and a pro-rata second one (here 27 days) so that your overall Lovys monthly payment continues to be debited on the 10th of the month.

In short, say goodbye to annual payments in advance: at last, you can easily keep your insurance budget under control. And about time too!

How do I take out Lovys insurance?

Lovys makes life simple: whichever insurance you choose, it takes less than two minutes.

1. Go to lovys.com

2. Choose the insurance you're interested in (home, car, smartphone, pets...)

3. Customise your cover to suit your needs

4. Pay your first monthly instalment by bank card

5. Sign your contract online (your account is only debited once the document is signed)

6. Find all your documents in your inbox or your Lovys client space

And there you go, welcome to Lovys!

I'm already insured elsewhere – how do I switch to Lovys?

Lovys takes care of everything. If you have been insured for more than 12 months, we can cancel your old policy on your behalf. At the end of the sign-up process, simply provide:

  • The name of your current insurer
  • Your policy number (often labelled "contrat n°" or "sociétaire n°")
  • The start date of your current policy

You'll find this information on your policy document or insurance certificate. Not sure? Contact us via the chat on lovys.com and we'll find it together.

How do I cancel my Lovys insurance?

With Lovys, you pay monthly or annually and can cancel at any time with 30 days' notice. For car and dog & cat insurance, a one-year commitment applies from the start date; after that, you are free to cancel whenever you like, again with 30 days' notice. For all our other insurance products, you can cancel from day one, with just 30 days' notice.

Smiling adviser wearing a headset, illustrating Lovys customer support

Need help?

Our team is here to help.
Write to us
We reply in under 30 minutes on average, during opening hours.
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Talk to an expert
Real-time answers from a member of our team.
Client space
Manage your policies, make a claim, find your documents and much more.